Portfolio Options       

We build and actively manage five portfolios. Each portfolio has been designed to meet varying levels of risk tolerance. To determine which portfolio is best suited for each individual, a Client Risk Profile is completed and the results are discussed in an interview type session. 

  

 

• Ultra Conservative - The CCM Conservative Portfolio is our most conservative equity portfolio. It contains a selection of bond funds with  a minimum of equity funds to expose the investor to some additional products such as Gold or Foreign Currencies. . This portfolio maintains a strong emphasis on capital preservation with modest growth.

• Conservative - The CCM Conservative Portfolio is our most conservative equity portfolio. It contains a selection of the most conservative mutual funds and/or bond funds. With this portfolio, you can anticipate lower annual returns than our other portfolios since it maintains a strong emphasis on capital preservation with modest growth.

• Moderate - The CCM Moderate Portfolio is a managed portfolio of value and growth mutual funds. This portfolio anticipates a higher return than the Conservative Portfolio since it maintains a stronger emphasis on capital preservation with moderate growth.

• Growth - The CCM Growth Portfolio is a managed portfolio of growth funds. While this portfolio still maintains a low level of market risk and emphasizes capital preservation, we use growth funds to achieve higher returns than our Conservative and Moderate Portfolios.

• Aggressive - The CCM Market Index Portfolio is a managed portfolio of Index Funds and Exchange Traded Index Funds because Index Funds are an ideal way of participating in the broad market. Although this managed portfolio selects index funds as investment during periods of market advances, the portfolio also emphasizes capital preservation.